After the debt is paid in full, the creditor issues an erasure statement (declaration for deletion of pledge). The cost of verifying the signature for the creditor is borne by the debtor. Upon verification of the signature, the erasure statement must be submitted to the competent land registry department of the municipal court with a […]
Fiduciary, as well as a mortgage, is one of the collateral security instruments through which a creditor may, in the event of the debtor failing to settle the debt, withhold the debtor’s assets in order to charge his claim. The main difference between mortgage and fiduciary is that in the mortgage the debtor retains ownership […]
a) Pledge debtor Pledge debtor is responsible for the debt with the property he has voluntarily pledged. If you are co-debtor, you are responsible for all due debts as well as the main debtor and you may be requested to meet these obligations in full. In contrast, the pledge debtor, who is neither a guarantor […]
Legally regulated claim of one participant of the obligation’s relation (the creditor) towards the other participant (the debtor) related to the execution of a certain performance.
We adapt each solution to the individual situation of our debtors and to their current financial capabilities. Keep in mind that if you avoid contact and ignore our notices (e-mails, calls, mails) you are leaving us no choice but to initiate enforcement proceedings on the pledged real estate. If it is sold through a public […]
Once you have payed your debt, B2 KAPITAL willreturn to you all collateral (promissory notes, bills of exchange, statements of income confiscation etc.) which you have provided. If necessary, we will also issue a corresponding statement of erasure/declaration for return of ownership right for the property that was the subject of the pledge and cease […]
If you are not satisfied or if you have additional questions, you can contact us at our contact address: centar@b2kapital.hr and we will respond to your complaint as soon as possible.
Every debtor may submit a request to B2 KAPITAL for the purpose of settling the debt by peaceful means. If we reach an agreement regarding the way of settling the debt, you will avoid additional court and legal cost that will arise if we initiate enforcement procedures. After you fulfill your debt in accordance with […]
The creditor can request fulfillment from the guarantor if the guarantor is obligated as the guarantor-payer because, in that case, he is responsible in the same way as the main debtor for the whole debt. In any case, the creditor and the guarantor (as a third party) can come to an arrangement regarding a partial […]
When B2 KAPITAL buys the claim from a bank (original creditor), it promptly delivers all necessary documentation to the competent institutions (FINA, HZMO, employer, court, other institutions) in order to make the appropriate change of creditors. Depending on the institution conducting the change, the proceedings may take up to several months from the receipt of […]